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Loan FAQ
Clear answers to help you navigate our lending process with confidence. We translate complex financing options into straightforward strategies tailored for your business growth and personal success.
01
Am I eligible for a business loan?
Standard eligibility requires at least 6 months in business, a credit score above 600, and annual revenue exceeding $120,000.
02
What documents are required for application?
Typically, you'll need the last 6 months of bank statements, government-issued ID, and void check. Incorporate documents may also be required.
03
How long does the approval process take?
Our process is streamlined for speed. Initial approvals can often be granted within 24 to 48 hours after all documentation is received.
04
Do you offer fixed or variable rates?
We provide both options. Fixed rates offer predictability, while variable rates may fluctuate with market conditions. We'll help you choose based on your needs.
05
Are there any prepayment options?
Yes, many of our lending solutions allow for early repayment. Terms vary by product, so we ensure full transparency on any associated benefits or fees.
06
How does my credit score affect my approval?
While 600+ is our standard, your score influences the terms and rates offered. We look at the health of your business as a whole, not just one number.
07
What is the maximum loan amount available?
Loan amounts are tailored to your business revenue and cash flow. We work to provide the capital necessary to fund your specific growth goals.
08
Is my business information secure?
Integrity is a core pillar of Imperia Capital. We use industry-standard encryption and strict privacy protocols to protect all client data.
01 / 08
Am I eligible for a business loan?
Standard eligibility requires at least 6 months in business, a credit score above 600, and annual revenue exceeding $120,000.
01
Am I eligible for a business loan?
Standard eligibility requires at least 6 months in business, a credit score above 600, and annual revenue exceeding $120,000.
02
What documents are required for application?
Typically, you'll need the last 6 months of bank statements, government-issued ID, and void check. Incorporate documents may also be required.
03
How long does the approval process take?
Our process is streamlined for speed. Initial approvals can often be granted within 24 to 48 hours after all documentation is received.
04
Do you offer fixed or variable rates?
We provide both options. Fixed rates offer predictability, while variable rates may fluctuate with market conditions. We'll help you choose based on your needs.
05
Are there any prepayment options?
Yes, many of our lending solutions allow for early repayment. Terms vary by product, so we ensure full transparency on any associated benefits or fees.
06
How does my credit score affect my approval?
While 600+ is our standard, your score influences the terms and rates offered. We look at the health of your business as a whole, not just one number.
07
What is the maximum loan amount available?
Loan amounts are tailored to your business revenue and cash flow. We work to provide the capital necessary to fund your specific growth goals.
08
Is my business information secure?
Integrity is a core pillar of Imperia Capital. We use industry-standard encryption and strict privacy protocols to protect all client data.
Still have questions?
If you didn't find the answer you were looking for, our advisors are here to help you navigate the lending process with clarity.
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